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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $93,549 |
CHARLES SCHWAB & CO., INC.6 years Filed as: CHARLES SCHWAB Service code 26 · EIN 94-1737782 | Advisory (Participants) | $68,425 |
RAYMOND JAMES FINANCIAL SERVICES8+ years Filed as: RAYMOND JAMES Service code 26 · EIN 59-1237041 | Advisory (Participants) | $56,041 |
THE BANK OF NEW YORK MELLON4 years Filed as: PERSHING Service code 26 · EIN 95-3845382 | Advisory (Participants) | $49,386 |
Service code 26 PO BOX 2577 · OMAHA, NE 681032577 | Advisory (Participants) | $33,192 |
REGIONS BANK3 years Service code 15 1900 5TH AVENUE N · BIRMINGHAM, AL 35203 | Recordkeeping | $30,846 |
MORGAN STANLEY SMITH BARNEY7 years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310844 | Advisory (Participants) | $26,102 |
WELLS FARGO BANK, N.A.6 years Filed as: WELLS FARGO Service code 26 · EIN 94-1347393 | Advisory (Participants) | $20,044 |
Filed as: FIDELITY Service code 26 · EIN 04-2882358 | Advisory (Participants) | $16,119 |
OLD GROWTH CAPITAL1 year Service code 26 1800 CITY FARM DRIVE · BATON ROUGE, LA 70806 | Advisory (Participants) | $14,015 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,891 | $46,332+296.9% | $143,799+27.9% | $64,819+183.7% |
| Participation rate | 85.5% | 64.2%+21.3pp | 80.3%+5.2pp | 71.5%+14.0pp |
| Annual return | -14.30% | -10.05%-4.2pp | -0.04%-14.3pp | 32.84%-47.1pp |
| Employer contribution / active EE | $9,396 | $1,911+391.6% | $4,952+89.7% | $2,507+274.8% |
| Participant deferral / active EE | $4,761 | $2,647+79.8% | $5,638-15.6% | $4,311+10.4% |
| Admin fee / account holder | $1,396 | $154+807.7% | $14,677-90.5% | $188+643.5% |