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| Provider | Service type | Compensation |
|---|---|---|
SEI INVESTMENTS1+ years Filed as: SEI Service code 15 1525 WEST W.T. HARRIS BOULEVARD · CHARLOTTE, NC 282881176 | Recordkeeping | $55,270 |
RAYMOND JAMES FINANCIAL SERVICES1+ years Filed as: RAYMOND JAMES Service code 51 50 FRONT STREET · MEMPHIS, TN 38103 | Investment Mgmt Fees | $41,263 |
NFC INVESTMENTS LLC1+ years Filed as: NFC INVESTMENTS, LLC Service code 51 5101 WHEELIS DRIVE · MEMPHIS, TN 38117 | Investment Mgmt Fees | $25,607 |
THE BANK OF NEW YORK MELLON1+ years Filed as: PERSHING ADVISOR SOLUTIONS Service code 51 ONE PERSHING PLAZA · JERSEY CITY, NJ 07399 | Investment Mgmt Fees | $23,531 |
RBC WEALTH MANAGEMENT1+ years Service code 27 641 E. LAKE STREET · WAYZATA, MN 553911773 | Advisory (Plan) | $20,170 |
ARETE WEALTH MANAGEMENT1+ years Service code 51 1699 E. WOODFIELD ROAD · SCHAUMBURG, IL 60173 | Investment Mgmt Fees | $6,531 |
AMERITAS LIFE INSURANCE CORP1+ years Filed as: AMERITAS INVESTMENT CORP Service code 51 PO BOX 5507 · LINCOLN, NE 68505 | Investment Mgmt Fees | $5,018 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,046 | $46,360+122.3% | $147,617-30.2% | $52,331+96.9% |
| Participation rate | 98.5% | 64.9%+33.6pp | 84.6%+13.9pp | 68.1%+30.4pp |
| Annual return | -5.95% | 1.62%-7.6pp | 61.98%-67.9pp | 4.54%-10.5pp |
| Employer contribution / active EE | $8,743 | $2,126+311.2% | $5,564+57.1% | $1,882+364.6% |
| Participant deferral / active EE | $4,392 | $2,258+94.5% | $4,895-10.3% | $3,022+45.3% |
| Admin fee / account holder | $540 | $766-29.5% | $11,612-95.3% | $592-8.7% |