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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.3 years Filed as: WELLS FARGO Service code 15 · EIN 94-1347393 | Recordkeeping | $59,663 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB Service code 51 · EIN 94-1737782 | Investment Mgmt Fees | $51,010 |
RAYMOND JAMES FINANCIAL SERVICES5+ years Filed as: RAYMOND JAMES Service code 51 · EIN 59-1237041 | Investment Mgmt Fees | $38,275 |
Filed as: PERSHING Service code 51 · EIN 95-3845382 | Investment Mgmt Fees | $32,658 |
TD AMERITRADE, INC.1 year Filed as: AMERITRADE Service code 51 · EIN 47-0533629 | Investment Mgmt Fees | $24,729 |
Filed as: FIDELITY Service code 51 · EIN 04-2882358 | Investment Mgmt Fees | $22,469 |
RBC WEALTH MANAGEMENT5+ years Service code 27 · EIN 40-1416330 | Advisory (Plan) | $22,374 |
MORGAN STANLEY SMITH BARNEY4 years Filed as: MORGAN STANLEY Service code 51 · EIN 26-4310844 | Investment Mgmt Fees | $21,520 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,276 | $62,928+111.8% | $172,752-22.9% | $67,579+97.2% |
| Participation rate | 100.0% | 64.5%+35.5pp | 82.6%+17.4pp | 71.3%+28.7pp |
| Annual return | 20.66% | 30.36%-9.7pp | 802.97%-782.3pp | 378.56%-357.9pp |
| Employer contribution / active EE | $8,546 | $1,636+422.3% | $5,144+66.1% | $2,148+297.9% |
| Participant deferral / active EE | $3,996 | $2,145+86.3% | $5,198-23.1% | $3,539+12.9% |
| Admin fee / account holder | $737 | $167+342.4% | $13,955-94.7% | $142+418.1% |