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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB Service code 26 · EIN 94-1737782 | Advisory (Participants) | $48,637 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $43,679 |
THE BANK OF NEW YORK MELLON2 years Filed as: PERSHING Service code 26 · EIN 95-3845382 | Advisory (Participants) | $35,587 |
RAYMOND JAMES FINANCIAL SERVICES6+ years Filed as: RAYMOND JAMES Service code 26 · EIN 59-1237041 | Advisory (Participants) | $25,144 |
TD AMERITRADE, INC.1 year Filed as: TD AMERITRADE Service code 26 · EIN 47-0533629 | Advisory (Participants) | $22,116 |
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310844 | Advisory (Participants) | $21,689 |
REGIONS BANK1 year Service code 15 1900 5TH AVENUE N · BIRMINGHAM, AL 35203 | Recordkeeping | $20,822 |
WELLS FARGO BANK, N.A.4 years Filed as: WELLS FARGO Service code 15 · EIN 94-1347393 | Recordkeeping | $17,826 |
Filed as: FIDELITY Service code 26 · EIN 04-2882358 | Advisory (Participants) | $8,510 |
MATRIX TRUST COMPANY1 year Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,308 | $52,293+244.8% | $178,503+1.0% | $73,412+145.6% |
| Participation rate | 73.4% | 65.3%+8.1pp | 81.9%-8.5pp | 72.2%+1.3pp |
| Annual return | 11.70% | 34.75%-23.1pp | 151.12%-139.4pp | 59.30%-47.6pp |
| Employer contribution / active EE | $6,827 | $1,736+293.2% | $5,011+36.2% | $2,234+205.6% |
| Participant deferral / active EE | $3,651 | $2,333+56.5% | $5,202-29.8% | $3,806-4.1% |
| Admin fee / account holder | $820 | $127+543.9% | $13,987-94.1% | $158+419.3% |