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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8 years Filed as: CHARLES SCHWAB Service code 26 · EIN 94-1737782 | Advisory (Participants) | $206,683 |
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $96,744 |
RAYMOND JAMES FINANCIAL SERVICES10+ years Filed as: RAYMOND JAMES Service code 26 · EIN 59-1237041 | Advisory (Participants) | $63,564 |
THE BANK OF NEW YORK MELLON6 years Filed as: PERSHING Service code 26 · EIN 95-3845382 | Advisory (Participants) | $59,358 |
Filed as: FIDELITY Service code 26 · EIN 04-2882358 | Advisory (Participants) | $30,986 |
WELLS FARGO BANK, N.A.8 years Filed as: WELLS FARGO Service code 26 · EIN 94-1347393 | Advisory (Participants) | $25,578 |
MORGAN STANLEY SMITH BARNEY9 years Filed as: MORGAN STANLEY Service code 26 · EIN 26-4310844 | Advisory (Participants) | $22,462 |
Filed as: ASSETMARK TRUST COMPANY Service code 26 11606 SOUTHFORK AVE · BATON ROUGE, LA 70816 | Advisory (Participants) | $6,444 |
MATRIX TRUST COMPANY5 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,292 | $50,820+343.3% | $155,567+44.8% | $77,671+190.1% |
| Participation rate | 89.7% | 63.1%+26.6pp | 78.2%+11.5pp | 70.6%+19.2pp |
| Annual return | 12.89% | 34.85%-22.0pp | 64.74%-51.8pp | 31.21%-18.3pp |
| Employer contribution / active EE | $9,694 | $1,993+386.5% | $4,674+107.4% | $2,726+255.6% |
| Participant deferral / active EE | $5,106 | $2,823+80.9% | $5,628-9.3% | $4,648+9.9% |
| Admin fee / account holder | $1,404 | $436+222.2% | $15,916-91.2% | $430+226.3% |