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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,542 | $227,399-0.4% | $189,758+19.4% | $198,609+14.1% |
| Participation rate | 83.3% | 84.0%-0.7pp | 79.8%+3.5pp | 82.4%+1.0pp |
| Annual return | 13.03% | 61.03%-48.0pp | 52.62%-39.6pp | 202.70%-189.7pp |
| Employer contribution / active EE | $10,059 | $5,526+82.0% | $4,767+111.0% | $5,055+99.0% |
| Participant deferral / active EE | $8,108 | $6,837+18.6% | $5,856+38.5% | $6,977+16.2% |
| Admin fee / account holder | $16,970 | $25,162-32.6% | $20,388-16.8% | $19,030-10.8% |