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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,542 | $172,111+31.6% | $150,298+50.7% | $137,256+65.1% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 13.03% | 69.37%-56.3pp | 62.79%-49.8pp | 220.34%-207.3pp |
| Employer contribution / active EE | $10,059 | $4,636+117.0% | $4,154+142.2% | $4,156+142.0% |
| Participant deferral / active EE | $8,108 | $6,166+31.5% | $5,453+48.7% | $6,407+26.6% |
| Admin fee / account holder | $16,970 | $16,471+3.0% | $14,116+20.2% | $12,270+38.3% |