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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,562 | $72,177+119.7% | $115,038+37.8% | $59,633+165.9% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -3.38% | 12.02%-15.4pp | 26.14%-29.5pp | 2041.45%-2044.8pp |
| Employer contribution / active EE | $4,667 | $2,841+64.3% | $4,608+1.3% | $2,203+111.9% |
| Participant deferral / active EE | $5,008 | $4,783+4.7% | $6,026-16.9% | $3,192+56.9% |
| Admin fee / account holder | $7,942 | $4,927+61.2% | $8,175-2.9% | $4,297+84.8% |