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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,464 | $85,766+99.9% | $136,295+25.8% | $70,131+144.5% |
| Participation rate | 91.9% | 74.2%+17.8pp | 81.9%+10.0pp | 69.5%+22.4pp |
| Annual return | 13.13% | 31.45%-18.3pp | 5155.97%-5142.8pp | 73.14%-60.0pp |
| Employer contribution / active EE | $4,522 | $2,966+52.5% | $4,695-3.7% | $2,342+93.0% |
| Participant deferral / active EE | $6,437 | $5,051+27.4% | $6,247+3.0% | $3,332+93.2% |
| Admin fee / account holder | $45,444 | $5,420+738.4% | $9,243+391.6% | $4,645+878.2% |