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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,531 | $102,385+129.1% | $147,080+59.5% | $80,935+189.8% |
| Participation rate | 93.9% | 75.9%+18.1pp | 82.2%+11.8pp | 67.7%+26.3pp |
| Annual return | 11.41% | 135.09%-123.7pp | 420.17%-408.8pp | 35.66%-24.3pp |
| Employer contribution / active EE | $7,307 | $3,717+96.6% | $4,933+48.1% | $2,757+165.1% |
| Participant deferral / active EE | $9,109 | $6,651+37.0% | $8,066+12.9% | $4,299+111.9% |
| Admin fee / account holder | $29,536 | $7,951+271.5% | $12,989+127.4% | $6,924+326.6% |