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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,620 | $93,586+126.1% | $135,925+55.7% | $75,173+181.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.29% | 30.90%-16.6pp | 68.25%-54.0pp | 160.65%-146.4pp |
| Employer contribution / active EE | $8,655 | $3,537+144.7% | $4,857+78.2% | $2,670+224.1% |
| Participant deferral / active EE | $9,811 | $6,405+53.2% | $7,759+26.5% | $4,126+137.8% |
| Admin fee / account holder | $6,299 | $6,977-9.7% | $10,764-41.5% | $5,651+11.5% |