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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,620 | $93,617+126.0% | $135,982+55.6% | $75,177+181.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.29% | 30.89%-16.6pp | 68.32%-54.0pp | 160.75%-146.5pp |
| Employer contribution / active EE | $8,655 | $3,538+144.6% | $4,859+78.1% | $2,671+224.0% |
| Participant deferral / active EE | $9,811 | $6,406+53.2% | $7,760+26.4% | $4,126+137.8% |
| Admin fee / account holder | $6,299 | $6,980-9.8% | $10,767-41.5% | $5,651+11.5% |