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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,334 | $105,210+81.9% | $159,487+20.0% | $85,851+122.9% |
| Participation rate | 98.5% | 75.8%+22.7pp | 82.8%+15.7pp | 69.3%+29.2pp |
| Annual return | 11.98% | 45.08%-33.1pp | 263.71%-251.7pp | 318.63%-306.7pp |
| Employer contribution / active EE | $7,139 | $3,319+115.1% | $4,831+47.8% | $2,565+178.3% |
| Participant deferral / active EE | $8,369 | $5,946+40.8% | $7,354+13.8% | $3,952+111.8% |
| Admin fee / account holder | $20,546 | $6,934+196.3% | $10,804+90.2% | $6,261+228.2% |