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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,084 | $89,370+75.8% | $141,197+11.3% | $72,976+115.3% |
| Participation rate | 98.6% | 75.1%+23.4pp | 82.5%+16.1pp | 69.5%+29.1pp |
| Annual return | 18.30% | 111.88%-93.6pp | 71.41%-53.1pp | 81.02%-62.7pp |
| Employer contribution / active EE | $6,678 | $3,115+114.4% | $4,736+41.0% | $2,440+173.7% |
| Participant deferral / active EE | $6,373 | $5,419+17.6% | $6,710-5.0% | $3,608+76.7% |
| Admin fee / account holder | $8,503 | $5,957+42.8% | $10,265-17.2% | $5,124+65.9% |