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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,177 | $108,897-28.2% | $100,378-22.1% | $145,877-46.4% |
| Participation rate | 70.0% | 83.0%-13.0pp | 81.5%-11.5pp | 80.3%-10.3pp |
| Annual return | 14.23% | 58.17%-43.9pp | 49.41%-35.2pp | 551.28%-537.1pp |
| Employer contribution / active EE | $475 | $4,420-89.3% | $3,942-88.0% | $4,663-89.8% |
| Participant deferral / active EE | $5,966 | $8,455-29.4% | $8,087-26.2% | $6,691-10.8% |
| Admin fee / account holder | $755 | $9,690-92.2% | $7,899-90.4% | $13,402-94.4% |