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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,983 | $97,020-67.0% | $83,327-61.6% | $135,380-76.4% |
| Participation rate | 87.5% | 80.4%+7.1pp | 77.8%+9.7pp | 82.6%+4.9pp |
| Annual return | -8.84% | 12.31%-21.2pp | 10.64%-19.5pp | 519.81%-528.6pp |
| Employer contribution / active EE | $245 | $4,144-94.1% | $3,379-92.8% | $4,779-94.9% |
| Participant deferral / active EE | $3,718 | $5,964-37.7% | $5,565-33.2% | $5,609-33.7% |
| Admin fee / account holder | $1,176 | $8,426-86.0% | $7,540-84.4% | $10,828-89.1% |