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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,475 | $77,638+303.8% | $156,551+100.2% | $62,881+398.5% |
| Participation rate | 98.4% | 71.2%+27.2pp | 84.0%+14.4pp | 69.3%+29.1pp |
| Annual return | 7.61% | 50.33%-42.7pp | 32.23%-24.6pp | 20.14%-12.5pp |
| Employer contribution / active EE | $9,041 | $3,444+162.5% | $5,501+64.3% | $2,281+296.4% |
| Participant deferral / active EE | $6,933 | $3,046+127.6% | $4,871+42.3% | $3,203+116.4% |
| Admin fee / account holder | $12,025 | $5,561+116.2% | $13,028-7.7% | $4,296+179.9% |