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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,229 | $95,406+318.5% | $185,849+114.8% | $85,847+365.0% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 10.72% | 23.59%-12.9pp | 122.10%-111.4pp | 318.61%-307.9pp |
| Employer contribution / active EE | $6,350 | $3,314+91.6% | $5,169+22.9% | $2,565+147.5% |
| Participant deferral / active EE | $7,389 | $3,424+115.8% | $5,569+32.7% | $3,952+87.0% |
| Admin fee / account holder | $59,804 | $7,214+729.0% | $16,244+268.2% | $6,261+855.2% |