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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,515 | $77,920+216.4% | $149,723+64.6% | $75,177+227.9% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 12.73% | 31.72%-19.0pp | 134.50%-121.8pp | 160.75%-148.0pp |
| Employer contribution / active EE | $10,131 | $3,138+222.8% | $4,821+110.1% | $2,671+279.3% |
| Participant deferral / active EE | $7,800 | $3,411+128.6% | $5,682+37.3% | $4,126+89.0% |
| Admin fee / account holder | $127,480 | $5,951+2042.3% | $13,215+864.7% | $5,651+2155.8% |