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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,968 | $84,236+313.1% | $170,435+104.2% | $70,126+396.2% |
| Participation rate | 98.4% | 70.8%+27.6pp | 83.6%+14.8pp | 69.5%+28.9pp |
| Annual return | 14.44% | 23.06%-8.6pp | 205.94%-191.5pp | 73.15%-58.7pp |
| Employer contribution / active EE | $8,600 | $3,387+153.9% | $5,432+58.3% | $2,343+267.1% |
| Participant deferral / active EE | $7,011 | $3,086+127.2% | $4,939+41.9% | $3,332+110.4% |
| Admin fee / account holder | $23,135 | $5,698+306.0% | $13,881+66.7% | $4,645+398.0% |