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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,931 | $91,198+329.8% | $178,503+119.6% | $79,856+390.8% |
| Participation rate | 98.3% | 69.2%+29.1pp | 81.9%+16.4pp | 69.6%+28.7pp |
| Annual return | 12.11% | 24.20%-12.1pp | 151.12%-139.0pp | 31.71%-19.6pp |
| Employer contribution / active EE | $8,629 | $3,257+165.0% | $5,011+72.2% | $2,471+249.2% |
| Participant deferral / active EE | $6,772 | $3,237+109.2% | $5,202+30.2% | $3,741+81.0% |
| Admin fee / account holder | $15,885 | $6,748+135.4% | $13,987+13.6% | $5,306+199.3% |