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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,902 | $75,832+292.8% | $147,617+101.8% | $59,633+399.6% |
| Participation rate | 100.0% | 71.6%+28.4pp | 84.6%+15.4pp | 68.7%+31.3pp |
| Annual return | 2.02% | 0.37%+1.7pp | 61.98%-60.0pp | 2041.45%-2039.4pp |
| Employer contribution / active EE | $8,742 | $3,485+150.9% | $5,564+57.1% | $2,203+296.9% |
| Participant deferral / active EE | $6,272 | $3,131+100.4% | $4,895+28.1% | $3,192+96.5% |
| Admin fee / account holder | $3,291 | $5,986-45.0% | $11,612-71.7% | $4,297-23.4% |