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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,152 | $105,210-30.5% | $159,487-54.1% | $85,851-14.8% |
| Participation rate | 57.9% | 75.8%-17.9pp | 82.8%-24.9pp | 69.3%-11.4pp |
| Annual return | 15.74% | 45.08%-29.3pp | 263.71%-248.0pp | 318.63%-302.9pp |
| Employer contribution / active EE | $1,586 | $3,319-52.2% | $4,831-67.2% | $2,565-38.2% |
| Participant deferral / active EE | $4,396 | $5,946-26.1% | $7,354-40.2% | $3,952+11.2% |
| Admin fee / account holder | $3,378 | $6,934-51.3% | $10,804-68.7% | $6,261-46.0% |