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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,936 | $106,864-42.0% | $147,318-58.0% | $82,637-25.1% |
| Participation rate | 88.5% | 75.5%+13.0pp | 82.1%+6.4pp | 68.1%+20.4pp |
| Annual return | 12.94% | 27.49%-14.5pp | 70.43%-57.5pp | 53.51%-40.6pp |
| Employer contribution / active EE | $3,393 | $3,417-0.7% | $4,593-26.1% | $2,552+32.9% |
| Participant deferral / active EE | $5,473 | $6,496-15.7% | $7,906-30.8% | $4,126+32.6% |
| Admin fee / account holder | $14,620 | $8,415+73.7% | $13,708+6.7% | $7,339+99.2% |