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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,936 | $106,749-42.0% | $145,433-57.4% | $82,448-24.9% |
| Participation rate | 88.5% | 75.6%+12.8pp | 82.1%+6.3pp | 68.1%+20.4pp |
| Annual return | 12.94% | 27.59%-14.6pp | 66.58%-53.6pp | 41.64%-28.7pp |
| Employer contribution / active EE | $3,393 | $3,444-1.5% | $4,554-25.5% | $2,551+33.0% |
| Participant deferral / active EE | $5,473 | $6,519-16.0% | $7,897-30.7% | $4,139+32.2% |
| Admin fee / account holder | $14,620 | $8,390+74.3% | $13,129+11.4% | $7,234+102.1% |