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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,459 | $98,776-40.8% | $149,745-61.0% | $79,856-26.8% |
| Participation rate | 56.2% | 75.8%-19.6pp | 82.5%-26.3pp | 69.6%-13.5pp |
| Annual return | 14.57% | 27.38%-12.8pp | 276.72%-262.1pp | 31.71%-17.1pp |
| Employer contribution / active EE | $1,497 | $3,217-53.5% | $4,646-67.8% | $2,471-39.4% |
| Participant deferral / active EE | $3,732 | $5,681-34.3% | $6,843-45.5% | $3,741-0.2% |
| Admin fee / account holder | $1,658 | $6,053-72.6% | $9,312-82.2% | $5,306-68.7% |