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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,209 | $89,364-50.5% | $141,173-68.7% | $72,986-39.4% |
| Participation rate | 62.8% | 75.1%-12.3pp | 82.5%-19.7pp | 69.5%-6.7pp |
| Annual return | 28.07% | 111.86%-83.8pp | 71.40%-43.3pp | 81.01%-52.9pp |
| Employer contribution / active EE | $1,711 | $3,115-45.1% | $4,735-63.9% | $2,440-29.9% |
| Participant deferral / active EE | $3,956 | $5,419-27.0% | $6,710-41.0% | $3,607+9.7% |
| Admin fee / account holder | $3,048 | $5,959-48.9% | $10,262-70.3% | $5,124-40.5% |