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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,242 | $77,817-59.9% | $123,553-74.7% | $64,173-51.3% |
| Participation rate | 72.4% | 74.7%-2.3pp | 82.3%-9.9pp | 69.6%+2.8pp |
| Annual return | -8.91% | 12.49%-21.4pp | 119.21%-128.1pp | 7.63%-16.5pp |
| Employer contribution / active EE | $1,632 | $3,014-45.8% | $4,628-64.7% | $2,381-31.4% |
| Participant deferral / active EE | $3,917 | $5,240-25.2% | $6,426-39.0% | $3,470+12.9% |
| Admin fee / account holder | $3,352 | $5,519-39.3% | $9,284-63.9% | $4,887-31.4% |