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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,103 | $82,133-65.8% | $147,318-80.9% | $64,097-56.2% |
| Participation rate | 38.2% | 62.3%-24.1pp | 82.1%-43.9pp | 55.2%-17.0pp |
| Annual return | 16.52% | 78.78%-62.3pp | 70.43%-53.9pp | 34.64%-18.1pp |
| Employer contribution / active EE | $1,357 | $2,872-52.8% | $4,593-70.5% | $1,891-28.3% |
| Participant deferral / active EE | $2,409 | $5,407-55.4% | $7,906-69.5% | $3,080-21.8% |
| Admin fee / account holder | $6,184 | $3,730+65.8% | $13,708-54.9% | $3,454+79.0% |