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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,204 | $57,073+138.6% | $85,126+60.0% | $80,925+68.3% |
| Participation rate | 63.4% | 56.4%+7.0pp | 67.5%-4.1pp | 67.7%-4.2pp |
| Annual return | 11.29% | 21.69%-10.4pp | 66.63%-55.3pp | 35.65%-24.4pp |
| Employer contribution / active EE | $2,706 | $1,801+50.3% | $2,731-0.9% | $2,756-1.8% |
| Participant deferral / active EE | $7,210 | $3,113+131.6% | $4,523+59.4% | $4,299+67.7% |
| Admin fee / account holder | $11,726 | $4,988+135.1% | $6,160+90.3% | $6,940+69.0% |