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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,274 | $57,590+162.7% | $86,233+75.4% | $82,448+83.5% |
| Participation rate | 69.2% | 57.9%+11.4pp | 69.0%+0.2pp | 68.1%+1.2pp |
| Annual return | 14.97% | 22.41%-7.4pp | 61.39%-46.4pp | 41.64%-26.7pp |
| Employer contribution / active EE | $3,867 | $1,655+133.6% | $2,504+54.4% | $2,551+51.6% |
| Participant deferral / active EE | $7,807 | $3,080+153.5% | $4,559+71.2% | $4,139+88.6% |
| Admin fee / account holder | $11,410 | $4,730+141.2% | $8,342+36.8% | $7,234+57.7% |