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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,417 | $49,891+133.3% | $80,607+44.4% | $75,181+54.8% |
| Participation rate | 62.5% | 55.3%+7.2pp | 67.0%-4.5pp | 67.2%-4.7pp |
| Annual return | 23.22% | 34.67%-11.4pp | 936.11%-912.9pp | 160.69%-137.5pp |
| Employer contribution / active EE | $2,879 | $1,698+69.5% | $2,724+5.7% | $2,671+7.8% |
| Participant deferral / active EE | $7,142 | $2,991+138.7% | $4,448+60.6% | $4,126+73.1% |
| Admin fee / account holder | $3,353 | $3,578-6.3% | $5,379-37.7% | $5,650-40.7% |