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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,010 | $52,279+24.4% | $89,414-27.3% | $79,852-18.6% |
| Participation rate | 65.9% | 57.5%+8.3pp | 68.0%-2.1pp | 69.6%-3.8pp |
| Annual return | 14.75% | 22.16%-7.4pp | 245.50%-230.7pp | 31.72%-17.0pp |
| Employer contribution / active EE | $2,108 | $1,572+34.1% | $2,586-18.5% | $2,471-14.7% |
| Participant deferral / active EE | $4,678 | $2,740+70.7% | $3,890+20.3% | $3,740+25.1% |
| Admin fee / account holder | $10,717 | $3,356+219.3% | $4,883+119.5% | $5,306+102.0% |