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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,718 | $42,383+180.1% | $76,518+55.1% | $64,173+85.0% |
| Participation rate | 52.9% | 58.1%-5.2pp | 68.0%-15.1pp | 69.6%-16.6pp |
| Annual return | -6.07% | -16.54%+10.5pp | -0.27%-5.8pp | 7.63%-13.7pp |
| Employer contribution / active EE | $1,119 | $1,563-28.4% | $2,647-57.7% | $2,381-53.0% |
| Participant deferral / active EE | $3,627 | $2,566+41.3% | $3,836-5.4% | $3,470+4.5% |
| Admin fee / account holder | $4,928 | $3,198+54.1% | $4,849+1.6% | $4,887+0.8% |