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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,274 | $58,848+157.1% | $88,179+71.6% | $82,637+83.1% |
| Participation rate | 69.2% | 57.9%+11.3pp | 69.1%+0.1pp | 68.1%+1.2pp |
| Annual return | 14.97% | 22.76%-7.8pp | 64.97%-50.0pp | 53.51%-38.5pp |
| Employer contribution / active EE | $3,867 | $1,678+130.4% | $2,549+51.7% | $2,552+51.5% |
| Participant deferral / active EE | $7,807 | $3,124+149.9% | $4,614+69.2% | $4,126+89.2% |
| Admin fee / account holder | $11,410 | $4,795+137.9% | $7,673+48.7% | $7,339+55.5% |