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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,452 | $72,273+98.5% | $101,275+41.6% | $79,856+79.6% |
| Participation rate | 95.7% | 68.5%+27.2pp | 75.8%+19.8pp | 69.6%+26.0pp |
| Annual return | -5.07% | 22.30%-27.4pp | 46.48%-51.6pp | 31.71%-36.8pp |
| Employer contribution / active EE | $4,382 | $2,691+62.8% | $3,660+19.7% | $2,471+77.3% |
| Participant deferral / active EE | $3,304 | $3,282+0.7% | $4,371-24.4% | $3,741-11.7% |
| Admin fee / account holder | $3,335 | $4,401-24.2% | $5,948-43.9% | $5,306-37.1% |