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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,842 | $96,731+65.2% | $123,973+28.9% | $86,983+83.8% |
| Participation rate | 100.0% | 70.0%+30.0pp | 76.7%+23.3pp | 69.5%+30.5pp |
| Annual return | 7.38% | 17.33%-10.0pp | 388.13%-380.8pp | 25.83%-18.5pp |
| Employer contribution / active EE | $6,290 | $3,297+90.8% | $4,126+52.5% | $2,584+143.4% |
| Participant deferral / active EE | $2,258 | $4,152-45.6% | $5,247-57.0% | $4,194-46.2% |
| Admin fee / account holder | $1,698 | $8,722-80.5% | $11,799-85.6% | $7,856-78.4% |