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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,999 | $65,367+121.8% | $92,915+56.1% | $72,976+98.7% |
| Participation rate | 95.3% | 68.3%+27.0pp | 76.0%+19.3pp | 69.5%+25.9pp |
| Annual return | 3.47% | 42.11%-38.6pp | 109.45%-106.0pp | 81.02%-77.5pp |
| Employer contribution / active EE | $7,189 | $2,594+177.2% | $3,653+96.8% | $2,440+194.6% |
| Participant deferral / active EE | $2,343 | $3,128-25.1% | $4,238-44.7% | $3,608-35.1% |
| Admin fee / account holder | $1,490 | $4,251-64.9% | $5,796-74.3% | $5,124-70.9% |