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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,617 | $56,894+17.1% | $84,753-21.4% | $62,881+5.9% |
| Participation rate | 97.1% | 68.5%+28.6pp | 76.6%+20.5pp | 69.3%+27.8pp |
| Annual return | -3.14% | 6.30%-9.4pp | 22.78%-25.9pp | 20.14%-23.3pp |
| Employer contribution / active EE | $6,832 | $2,400+184.7% | $3,574+91.1% | $2,281+199.5% |
| Participant deferral / active EE | $2,364 | $2,709-12.7% | $3,712-36.3% | $3,203-26.2% |
| Admin fee / account holder | $4,030 | $3,581+12.5% | $5,333-24.4% | $4,296-6.2% |