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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,612 | $73,988+83.3% | $96,538+40.5% | $75,177+80.4% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 1.06% | 26.73%-25.7pp | 35.74%-34.7pp | 160.75%-159.7pp |
| Employer contribution / active EE | $6,919 | $2,930+136.1% | $3,740+85.0% | $2,671+159.0% |
| Participant deferral / active EE | $1,721 | $3,660-53.0% | $4,880-64.7% | $4,126-58.3% |
| Admin fee / account holder | $355 | $5,220-93.2% | $6,737-94.7% | $5,651-93.7% |