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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,900 | $63,346+16.7% | $92,240-19.9% | $70,126+5.4% |
| Participation rate | 93.0% | 68.7%+24.4pp | 76.5%+16.5pp | 69.5%+23.5pp |
| Annual return | 11.28% | 530.19%-518.9pp | 176.29%-165.0pp | 73.15%-61.9pp |
| Employer contribution / active EE | $5,758 | $2,471+133.0% | $3,680+56.5% | $2,343+145.8% |
| Participant deferral / active EE | $1,865 | $2,854-34.6% | $3,897-52.1% | $3,332-44.0% |
| Admin fee / account holder | $1,297 | $3,841-66.2% | $5,194-75.0% | $4,645-72.1% |