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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.8 years Filed as: WELLS FARGO BANK Service code 28 · EIN 94-1347393 | Investment Management | $88,264 |
PERSONAL FINANCIAL PROFILES2 years Filed as: PERSONAL FINANCIAL PROFILES IN Service code 26 · EIN 65-0267591 | Advisory (Participants) | $75,289 |
PURVIS GRAY2 years Filed as: PURVIS GRAY AND COMPANY LLP Service code 10 · EIN 59-0548468 | Accounting | $11,400 |
CHARLES SCHWAB & CO., INC.8 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $6,586 |
CHARLES SCHWAB & CO., INC.8 years Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782 | Direct payment from the plan; Shareho... | $222 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,613 | $55,472+130.0% | $155,567-18.0% | $74,546+71.2% |
| Participation rate | 99.4% | 61.9%+37.5pp | 78.2%+21.2pp | 67.2%+32.2pp |
| Annual return | 15.97% | 268.72%-252.8pp | 64.74%-48.8pp | 1366.03%-1350.1pp |
| Employer contribution / active EE | $4,730 | $2,269+108.5% | $4,674+1.2% | $2,624+80.2% |
| Participant deferral / active EE | $4,838 | $2,838+70.5% | $5,628-14.0% | $4,347+11.3% |
| Admin fee / account holder | $833 | $1,743-52.2% | $15,916-94.8% | $1,944-57.2% |