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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.8 years Filed as: WELLS FARGO BANK Service code 28 · EIN 94-1347393 | Investment Management | $88,264 |
PERSONAL FINANCIAL PROFILES2 years Filed as: PERSONAL FINANCIAL PROFILES IN Service code 26 · EIN 65-0267591 | Advisory (Participants) | $75,289 |
PURVIS GRAY2 years Filed as: PURVIS GRAY AND COMPANY LLP Service code 10 · EIN 59-0548468 | Accounting | $11,400 |
CHARLES SCHWAB & CO., INC.8 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $6,586 |
CHARLES SCHWAB & CO., INC.8 years Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782 | Securities brokerage; Direct payment ... | $222 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,613 | $55,437+130.2% | $155,534-18.0% | $74,459+71.4% |
| Participation rate | 99.4% | 61.9%+37.5pp | 78.2%+21.2pp | 67.2%+32.2pp |
| Annual return | 15.97% | 269.58%-253.6pp | 64.92%-49.0pp | 1369.70%-1353.7pp |
| Employer contribution / active EE | $4,730 | $2,266+108.7% | $4,675+1.2% | $2,626+80.1% |
| Participant deferral / active EE | $4,838 | $2,837+70.5% | $5,630-14.1% | $4,350+11.2% |
| Admin fee / account holder | $833 | $1,742-52.2% | $15,900-94.8% | $1,945-57.2% |