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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.7 years Filed as: WELLS FARGO BANK Service code 28 · EIN 94-1347393 | Investment Management | $78,715 |
Filed as: PERSONAL FINANCIAL PROFILES IN Service code 26 · EIN 65-0267591 | Advisory (Participants) | $70,511 |
PURVIS GRAY1 year Filed as: PURVIS GRAY AND COMPANY LLP Service code 10 · EIN 59-0548468 | Accounting | $10,400 |
CHARLES SCHWAB & CO., INC.7 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $6,513 |
CHARLES SCHWAB & CO., INC.7 years Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $159 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,589 | $61,338+80.3% | $149,717-26.1% | $71,495+54.7% |
| Participation rate | 98.3% | 62.5%+35.8pp | 78.8%+19.6pp | 67.9%+30.4pp |
| Annual return | 17.65% | 35.86%-18.2pp | 134.41%-116.8pp | 28.85%-11.2pp |
| Employer contribution / active EE | $5,367 | $2,381+125.4% | $4,820+11.4% | $2,589+107.3% |
| Participant deferral / active EE | $4,002 | $2,919+37.1% | $5,682-29.6% | $4,291-6.7% |
| Admin fee / account holder | $755 | $1,263-40.2% | $13,213-94.3% | $1,588-52.4% |