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| Provider | Service type | Compensation |
|---|---|---|
PERSONAL FINANCIAL PROFILES2 years Filed as: PERSONAL FINANCIAL PROFILES INC Service code 26 · EIN 65-0267591 | Advisory (Participants) | $119,553 |
PERSONAL FINANCIAL PROFILES6+ years Service code 28 · EIN 65-0267891 | Investment Management | $14,590 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $310 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,426 | $58,888+109.6% | $178,499-30.9% | $73,493+67.9% |
| Participation rate | 96.3% | 66.2%+30.1pp | 81.9%+14.4pp | 70.7%+25.7pp |
| Annual return | 13.70% | 24.86%-11.2pp | 151.10%-137.4pp | 28.51%-14.8pp |
| Employer contribution / active EE | $5,597 | $2,236+150.3% | $5,011+11.7% | $2,270+146.6% |
| Participant deferral / active EE | $3,417 | $2,568+33.1% | $5,202-34.3% | $3,740-8.6% |
| Admin fee / account holder | $693 | $400+73.0% | $13,986-95.0% | $513+35.0% |