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| Provider | Service type | Compensation |
|---|---|---|
PERSONAL FINANCIAL PROFILES3+ years Service code 26 · EIN 65-0267591 | Advisory (Participants) | $81,847 |
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO BANK Service code 28 · EIN 94-1347393 | Investment Management | $10,586 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $6,756 |
Filed as: CHARLES SCHWAB & CO., INC Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $338 |
Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $1 |
Filed as: CHARLES SCHWAB & CO INC AND AFFILIA Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,974 | $55,453+74.9% | $170,435-43.1% | $62,293+55.7% |
| Participation rate | 96.5% | 66.4%+30.1pp | 83.6%+12.9pp | 69.5%+27.0pp |
| Annual return | 12.89% | 21.38%-8.5pp | 205.94%-193.1pp | 28.90%-16.0pp |
| Employer contribution / active EE | $5,235 | $2,164+141.9% | $5,432-3.6% | $2,042+156.3% |
| Participant deferral / active EE | $2,365 | $2,303+2.7% | $4,939-52.1% | $3,169-25.4% |
| Admin fee / account holder | $609 | $455+33.9% | $13,881-95.6% | $479+27.1% |