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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,735 | $112,729+76.3% | $98,716+101.3% | $137,256+44.8% |
| Participation rate | 93.8% | 74.2%+19.5pp | 69.3%+24.5pp | 80.0%+13.8pp |
| Annual return | 7.13% | 38.48%-31.3pp | 31.81%-24.7pp | 220.34%-213.2pp |
| Employer contribution / active EE | $3,125 | $2,725+14.7% | $2,279+37.1% | $4,156-24.8% |
| Participant deferral / active EE | $1,489 | $4,640-67.9% | $4,048-63.2% | $6,407-76.8% |
| Admin fee / account holder | $6,378 | $10,129-37.0% | $8,703-26.7% | $12,270-48.0% |