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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,453 | $112,933+16.4% | $90,970+44.5% | $158,982-17.3% |
| Participation rate | 94.4% | 74.7%+19.7pp | 69.0%+25.4pp | 82.0%+12.5pp |
| Annual return | -0.02% | 215.82%-215.8pp | 134.60%-134.6pp | 302.99%-303.0pp |
| Employer contribution / active EE | $6,667 | $2,893+130.4% | $2,122+214.2% | $4,763+40.0% |
| Participant deferral / active EE | $1,278 | $4,128-69.0% | $3,373-62.1% | $5,983-78.6% |
| Admin fee / account holder | $6,047 | $8,047-24.9% | $5,961+1.4% | $11,252-46.3% |