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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,502 | $106,894+22.1% | $84,016+55.3% | $152,870-14.6% |
| Participation rate | 89.5% | 75.2%+14.2pp | 69.0%+20.5pp | 82.4%+7.0pp |
| Annual return | 5.66% | 104.99%-99.3pp | 71.31%-65.6pp | 345.34%-339.7pp |
| Employer contribution / active EE | $7,297 | $2,734+166.9% | $1,983+267.9% | $4,763+53.2% |
| Participant deferral / active EE | $352 | $4,011-91.2% | $3,239-89.1% | $5,850-94.0% |
| Admin fee / account holder | $338 | $8,286-95.9% | $6,101-94.5% | $11,597-97.1% |