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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,806 | $102,696+67.3% | $86,235+99.2% | $139,487+23.2% |
| Participation rate | 83.3% | 74.5%+8.8pp | 69.0%+14.4pp | 80.3%+3.0pp |
| Annual return | 1.37% | 1925.91%-1924.5pp | 1170.03%-1168.7pp | 373.84%-372.5pp |
| Employer contribution / active EE | $2,500 | $3,034-17.6% | $2,381+5.0% | $4,755-47.4% |
| Participant deferral / active EE | $1,636 | $4,679-65.0% | $3,987-59.0% | $6,713-75.6% |
| Admin fee / account holder | $6,693 | $8,667-22.8% | $6,856-2.4% | $11,407-41.3% |