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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,274 | $95,979+22.2% | $74,551+57.3% | $135,380-13.4% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | 3.81% | 56.97%-53.2pp | 32.53%-28.7pp | 519.81%-516.0pp |
| Employer contribution / active EE | $6,477 | $2,716+138.5% | $1,961+230.3% | $4,779+35.5% |
| Participant deferral / active EE | $0 | $3,844-100.0% | $3,108-100.0% | $5,609-100.0% |
| Admin fee / account holder | $7,796 | $6,522+19.5% | $5,059+54.1% | $10,828-28.0% |