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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,233 | $118,875+37.3% | $96,572+69.0% | $167,553-2.6% |
| Participation rate | 88.9% | 75.5%+13.4pp | 69.8%+19.1pp | 82.1%+6.8pp |
| Annual return | 22.40% | 50.50%-28.1pp | 37.79%-15.4pp | 478.89%-456.5pp |
| Employer contribution / active EE | $6,111 | $3,121+95.8% | $2,357+159.2% | $4,840+26.3% |
| Participant deferral / active EE | $1,131 | $4,617-75.5% | $3,850-70.6% | $6,343-82.2% |
| Admin fee / account holder | $4,474 | $8,070-44.6% | $6,183-27.6% | $12,316-63.7% |