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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,295 | $84,236+235.1% | $170,435+65.6% | $70,126+302.6% |
| Participation rate | 90.0% | 70.8%+19.2pp | 83.6%+6.4pp | 69.5%+20.5pp |
| Annual return | 14.95% | 23.06%-8.1pp | 205.94%-191.0pp | 73.15%-58.2pp |
| Employer contribution / active EE | $4,169 | $3,387+23.1% | $5,432-23.3% | $2,343+78.0% |
| Participant deferral / active EE | $4,365 | $3,086+41.5% | $4,939-11.6% | $3,332+31.0% |
| Admin fee / account holder | $13,376 | $5,698+134.7% | $13,881-3.6% | $4,645+187.9% |