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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,926 | $95,406+286.7% | $185,849+98.5% | $85,847+329.8% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 13.84% | 23.59%-9.7pp | 122.10%-108.3pp | 318.61%-304.8pp |
| Employer contribution / active EE | $6,659 | $3,314+100.9% | $5,169+28.8% | $2,565+159.6% |
| Participant deferral / active EE | $6,394 | $3,424+86.8% | $5,569+14.8% | $3,952+61.8% |
| Admin fee / account holder | $16,956 | $7,214+135.0% | $16,244+4.4% | $6,261+170.8% |