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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $361,453 | $91,198+296.3% | $178,503+102.5% | $79,856+352.6% |
| Participation rate | 88.6% | 69.2%+19.4pp | 81.9%+6.6pp | 69.6%+18.9pp |
| Annual return | 12.84% | 24.20%-11.4pp | 151.12%-138.3pp | 31.71%-18.9pp |
| Employer contribution / active EE | $5,591 | $3,257+71.7% | $5,011+11.6% | $2,471+126.2% |
| Participant deferral / active EE | $5,217 | $3,237+61.2% | $5,202+0.3% | $3,741+39.5% |
| Admin fee / account holder | $13,537 | $6,748+100.6% | $13,987-3.2% | $5,306+155.1% |